Quidity Direct
Term Loans

Three Programs,
One Goal

From government backed SBA loans to flexible short term financing, find the right term loan for your business stage and goals. Cashflow Engineering at its core.

Apply Now Talk to Us
SBA 7(a)

SBA 7(a) Working Capital Loan

The gold standard of small business lending, backed by the U.S. government with some of the lowest rates available.

Up to $350K
Loan Amount
10 Year
Term
Prime + 2.75%
Starting Rate
600+
FICO Score

Program Details

Loan AmountUp to $350,000
Term10 years
Interest RateWSJ Prime + 2.75% to 3.75%
FICO Score600+
Time in Business2+ years
Annual Revenue$100,000+

Why Borrowers Choose This Program

Among the lowest interest rates available for small business loans
Long 10-year repayment term keeps monthly payments manageable
Government backing means more favorable terms for you
Can be used for working capital, expansion, and more

Apply for SBA 7(a)

Get started in minutes

Compare

Which Program Fits You?

Use of Funds

Put Capital to Work

Refinance Debt

Replace expensive MCA or short term debt with predictable, long term payments.

Business Expansion

Open new locations, enter new markets, or scale existing operations.

Equipment & Inventory

Purchase machinery, technology, supplies, or stock up on inventory.

Working Capital

Cover payroll, marketing, rent, and day to day operational costs.

Growth Initiatives

Invest in hiring, marketing campaigns, and revenue generating projects.

Seize Opportunities

Move fast on time sensitive deals, contracts, or bulk purchasing discounts.

Predictable Payments,
Real Growth

Whether you need 3 years or 10, we'll match you with the right term loan for your business.

Apply for a Term Loan Contact Us