Cashflow
Engineering
Term loans, lines of credit, equipment financing, merchant processing, and intelligent management systems. Designed for growth minded businesses. Fast approvals. Expert guidance.
Restructure Your Financing and Debts at Better Terms to Significantly Improve Your Cashflow
Replace expensive MCA debt and high interest obligations with predictable, long term repayment structures. Lower your monthly outflow, free up working capital, and put your business back in control.
Grow Your Business With Financing That Makes Financial Sense
Improve your Cash on Cash ROI by using financing instead of operating cash. Preserve your reserves for opportunities, deploy borrowed capital for growth, and let your money work harder across every dollar spent.

Real Estate Capital
From $250K to $2B
Financing projects across the United States and the Caribbean. Refinances, new developments, structured deals, acquisitions, and bridge financing for every asset type.
Now Offering SBA Backed Growth Capital
10 year financing solutions for grocery, agriculture, and U.S. manufacturing businesses designed to lower payments and support long term expansion.
Cashflow Engineering Solutions
Eight focused solutions to engineer better cashflow at every stage.

Term Loans
SBA 7(a), 10 year growth loans, and 3 to 5 year business term loans. Fixed rates, predictable payments.
Lines of Credit
Up to $250K unsecured. Draw what you need, pay only on what you use.

Equipment Financing
Fund machinery, vehicles, and technology. Equipment serves as collateral.

Jumbo Term Loan
Bridge financing up to $25M. Close and fund in as little as 1 day.

Hybrid Term / LOC
Up to $25M. Pay interest only on what you draw. Close in 1 day.

Merchant Processing
Reduce hidden fees and improve margins. Powered by CardConnect, a Fiserv company.

Real Estate Financing
$250K to $2B across the USA and Caribbean. Refinances, new developments, structured deals, acquisitions, and bridge financing.

SBA Grocery Program
Government backed financing for agriculture, food distribution, and grocery retail. 10 year terms, lower payments.

SBA Made in America
Government backed financing for U.S. manufacturing. Support production, scaling, and operational growth.

Quidity Transportation Finance
Full cycle financing solutions for trucking companies, built to solve cash flow challenges and keep fleets moving.

Intelligent Management Systems
Quidity PMS, Orchard LMS, and Clover POS. Custom consulting and implementation.
From Application to Funding
Apply
Complete our streamlined application in minutes.
Review
Our team reviews your docs and financials fast.
Approval
Get a decision with our fast underwriting process.
Funding
Receive capital and start growing immediately.
Whether You Need Capital or
Refer Clients, We're Ready
Get the Funding
Your Business Needs
Fast approvals, competitive rates, and dedicated support from application to funding.
- Term loans from 3 to 10 years
- Revolving lines of credit
- Equipment and machinery financing
- Minimum 640 credit score
Grow Your Business
With Ours
Join our referral network and earn competitive commissions while providing your clients with top-tier financing solutions.
- Competitive commission structure
- Dedicated partner support
- Real time deal tracking
- Co branded marketing materials
Trusted by Businesses Nationwide
"Quidity helped us secure the working capital we needed to take on larger projects. Their team understood our business and made the process simple."
"The loan process seemed daunting, but Quidity guided us through every step. We got approved faster than we expected."
"Our line of credit has been a game changer for managing seasonal fluctuations. Highly recommend their services."
Ready to Engineer
Better Cashflow?
Whether you're seeking financing or looking to partner with us, we're here to help you grow.
