Now Funding Nationwide

Cashflow
Engineering

Term loans, lines of credit, equipment financing, merchant processing, and intelligent management systems. Designed for growth minded businesses. Fast approvals. Expert guidance.

$2B+
Capital Deployed
1,000+
Businesses Funded
24hrs
Avg. Approval
98%
Satisfaction

Restructure Your Financing and Debts at Better Terms to Significantly Improve Your Cashflow

Replace expensive MCA debt and high interest obligations with predictable, long term repayment structures. Lower your monthly outflow, free up working capital, and put your business back in control.

Grow Your Business With Financing That Makes Financial Sense

Improve your Cash on Cash ROI by using financing instead of operating cash. Preserve your reserves for opportunities, deploy borrowed capital for growth, and let your money work harder across every dollar spent.

Real Estate Finance

Real Estate Capital
From $250K to $2B

Financing projects across the United States and the Caribbean. Refinances, new developments, structured deals, acquisitions, and bridge financing for every asset type.

USA + CaribbeanRefisNew DevelopmentStructured DealsBridge12+ Asset Types
Now Available

Now Offering SBA Backed Growth Capital

10 year financing solutions for grocery, agriculture, and U.S. manufacturing businesses designed to lower payments and support long term expansion.

Our Solutions

Cashflow Engineering Solutions

Eight focused solutions to engineer better cashflow at every stage.

Term Loans

SBA 7(a), 10 year growth loans, and 3 to 5 year business term loans. Fixed rates, predictable payments.

3 to 10 Year TermsUp to $350KFrom Prime + 2.75%
Explore programs
Jumbo

Jumbo Term Loan

Bridge financing up to $25M. Close and fund in as little as 1 day.

Up to $25M1 Day Close
Learn more
Hybrid

Hybrid Term / LOC

Up to $25M. Pay interest only on what you draw. Close in 1 day.

Up to $25MInterest Only
Learn more

Merchant Processing

Reduce hidden fees and improve margins. Powered by CardConnect, a Fiserv company.

Learn more

Real Estate Financing

$250K to $2B across the USA and Caribbean. Refinances, new developments, structured deals, acquisitions, and bridge financing.

$250K to $2BUSA + CaribbeanAll Asset Types
Learn more
Grocery
SBA Backed

SBA Grocery Program

Government backed financing for agriculture, food distribution, and grocery retail. 10 year terms, lower payments.

Check eligibility
Manufacturing
SBA Backed

SBA Made in America

Government backed financing for U.S. manufacturing. Support production, scaling, and operational growth.

Check eligibility
Trucking

Quidity Transportation Finance

Full cycle financing solutions for trucking companies, built to solve cash flow challenges and keep fleets moving.

Visit Quidity Transportation Finance
Management

Intelligent Management Systems

Quidity PMS, Orchard LMS, and Clover POS. Custom consulting and implementation.

Learn more
Featured Program

Quidity Direct
10 Year Non SBA
Term Loan

Refinance MCA debt, access larger loan amounts, and lock in a 10 year repayment term with no SBA approval required.

Loan amounts $25K to $200K
Refinance MCA debt into long term stability
Fast approvals, no government process
640+ credit score, 1+ years in business
Get Started

Estimate Your Loan

Enter your average monthly revenue to see estimated loan amount and payment.

$

Minimum annual revenue: $100,000

Documents You'll Need

Most Recent Business Tax Return
Business Bank Statements for the past six months
Business Debt Schedule, if applicable
Process

From Application to Funding

Step 01

Apply

Complete our streamlined application in minutes.

Step 02

Review

Our team reviews your docs and financials fast.

Step 03

Approval

Get a decision with our fast underwriting process.

Step 04

Funding

Receive capital and start growing immediately.

Work With Us

Whether You Need Capital or Refer Clients, We're Ready

For Borrowers

Get the Funding
Your Business Needs

Fast approvals, competitive rates, and dedicated support from application to funding.

  • Term loans from 3 to 10 years
  • Revolving lines of credit
  • Equipment and machinery financing
  • Minimum 640 credit score
Start Your Application
For Referral Partners

Grow Your Business
With Ours

Join our referral network and earn competitive commissions while providing your clients with top-tier financing solutions.

  • Competitive commission structure
  • Dedicated partner support
  • Real time deal tracking
  • Co branded marketing materials
Join the Partner Program
Testimonials

Trusted by Businesses Nationwide

"Quidity helped us secure the working capital we needed to take on larger projects. Their team understood our business and made the process simple."

Maria Gonzalez
Miami Construction Co.

"The loan process seemed daunting, but Quidity guided us through every step. We got approved faster than we expected."

Robert Kim
Tech Solutions Inc.

"Our line of credit has been a game changer for managing seasonal fluctuations. Highly recommend their services."

Jennifer Adams
Adams Manufacturing

Ready to Engineer
Better Cashflow?

Whether you're seeking financing or looking to partner with us, we're here to help you grow.