Foreclosure
Bailout
Emergency bridge financing to stop foreclosure on commercial and investment properties. We move fast to beat auction dates, then help you transition into permanent financing.
The Foreclosure Bailout Bridge Loan
Our bridge loan covers the amount owed on your defaulted loan to stop the foreclosure immediately. Lower payments through a 40 year amortization give you breathing room to stabilize.
Program Details
The bailout bridge loan covers the amount currently owed on your defaulted loan. This is not a cash out refinance. You cannot take additional money beyond the payoff amount. The purpose is singular: stop the foreclosure, protect your ownership, and give you time to stabilize.
Why 40 year amortization? Even though the loan only covers the payoff amount, the extended amortization schedule significantly reduces your monthly payment compared to what you were paying before. This provides immediate cash flow relief and breathing room to stabilize your property.
Need Additional Capital After the Bailout?
If you need extra funds for rehab, improvements, or other investments after exiting foreclosure, Quidity also offers zero seasoning cash out refinance options. This means you do not need to wait 6 to 12 months to access equity in your property. This is a separate option available to borrowers who need it, not a required part of the bailout program.
Eligible Property Types
This program is exclusively for commercial and investment properties, including rental income properties. Primary residences are not eligible.
Note: Primary residences are not eligible for this program. Single family properties must be used as investment or rental properties.
Bailout vs. Foreclosure
What to Expect
The foreclosure bailout process is designed for speed and simplicity.
Contact Us
Reach out immediately with your property details, payoff amount, and auction date. The sooner we know, the faster we move.
Evaluation
We assess the property value, equity position, existing liens, and payoff requirements to structure the bailout bridge.
Fast Funding
Once approved, we fund quickly to pay off or bring current your defaulted loan and stop the foreclosure proceedings.
Stabilize and Refi
Enjoy lower payments during the 2 year term, then transition to a zero seasoning cash out refinance when ready.
Do Not Wait Until It Is Too Late
Every day counts when facing foreclosure. Contact us today and let us help you save your property, reduce your payments, and build a path to financial recovery.
Bailout bridge covers the payoff amount with reduced payments. Additional options available after.