Term Loan / Line of Credit Hybrid

Term Loan
LOC Hybrid

The flexibility of a line of credit with the scale of a term loan. Access up to $25M, draw what you need, and only pay interest on what you use. Close and fund in as little as 1 day.

Up to $25M
Credit Facility
1 Day
Close and Fund
Interest Only
On What You Use
Hybrid
Term + Revolving

Program Details

A hybrid structure that combines the committed capital of a term loan with the draw flexibility of a revolving line of credit. Only pay interest on the funds you actually deploy.

Facility SizeUp to $25,000,000
StructureTerm Loan / LOC Hybrid
InterestPay only on what you draw
Closing TimelineAs fast as 1 business day
Draw FlexibilityDraw and repay as needed
DocumentationStreamlined process
Team
Pay Only for What You Use

Interest accrues only on the funds you draw, not on the full committed facility. Maximum flexibility, minimum cost.

Ideal Use Cases

Ongoing working capital with variable demand
Seasonal businesses with fluctuating cash needs
Acquisition pipelines requiring staged funding
Real estate development draws
Inventory purchasing with rotating cycles
Multi project businesses needing flexible capital

Get Started Today

Close in as little as 1 day

How the Hybrid Works

The best of both worlds: committed capital with revolving flexibility.

Get Approved

Apply once and get approved for your full facility amount. Streamlined documentation, fast decisions.

Draw What You Need

Access capital when you need it. Draw the full amount or just what a specific opportunity requires.

Repay and Redraw

As you repay, your available balance replenishes. Interest is only charged on outstanding draws.

Capital on Your Terms

Access up to $25M with the flexibility to draw only what you need. Pay interest only on what you use.